
How you will benefit:
- One single consolidated payment to your unsecured debts.
- An affordable monthly payments based on what you can afford.
- Any interest or charges that are being applied to your debts will normally be frozen.
- Your creditors can’t contact you or take any further legal action against you.
- If your situation changes you can apply to vary your payment or apply for a six month payment break.

Things to consider:
- 10% of your monthly payment is taken as fees to cover the running costs.
- Once you’re on a DAS your details will be put onto the DAS register. This is an online register that anyone can access.
- A DAS will appear on your credit file for six years and is only available if you live in Scotland.
It’s important to us that all customers make a fully informed decisions regarding their finances. If you have any questions please do not hesitate in calling us on 0800 088 2315 or 01525 201102.