Put your debt worries behind you

Find a solution that deals with your creditors and helps you get out of debt.

  • Expert Debt Help & Advice
  • Check for Debt Write-Off
  • Find Your BEST Solution
  • No Upfront Fees
  • No Obligation Service

Find out if you qualify for a debt write-off plan

Fill in our short form. Check if you qualify.

  • Expert Debt Help & Advice
  • Debt Write-Off Specialists
  • Putting Customers First





The Money Advice Service

When people are struggling with debt it’s more important than ever that they have access to effective advice. Customers can get free debt counselling, debt adjusting and the provision of credit information services from the Money Advice Service – an independent organisation set up by the Government to offer free and impartial advice to those in debt.

Visit moneyadviceservice.org.uk for more information.


See what our customers are saying

Also see our reviews on Google


I was in a terrible financial mess and Faith Financial Solutions got me out of it and helped me all the way without any judgements along the way. Definitely give them a call as I wished I had sooner.

Recent Review


Fantastic service from the start nothing was to much trouble they’ve made it stress free and manageable. 100% 

Recent Review


Brilliant work, saved my life.

Recent Review

Know Your Options


  • Write off a percentage of your debt
  • Legal protection from your creditors for you and your assets
  • Interest and charges frozen
  • One affordable monthly payment
  • Homeowners may need to release equity from their homes
  • Your credit file may be affected for up to 6 years


  • Have one monthly payment for your debt
  • Pay only what you can afford
  • You're not tied in
  • Your credit file may be affected for up to 6 years
  • Cannot help with secured or current household debt (gas, water, etc)


  • Bankruptcy
  • Protected Trust Deed
  • Debt Arrangement Scheme
  • Administration Order
  • Minimal Asset Process
  • Debt Relief Order
  • Sequestration (Scottish Bankruptcy)
  • Homeowner (Secured) Loans

Why should I use your service?

Faith. noun. Definition: ‘complete trust or confidence in someone or something’.

Best Financial Debt Solutions UK

Our Service Is:-

Clear & Fair

We don’t show debt write off amounts that may be unrealistic. We will be honest with the advice and information we provide from start to finish.


Our service is transparent. You have peace of mind that we are authorised to provide a financial debt counselling service.


Our advice and affordable debt management solutions work. Read our EXCELLENT rated customer reviews.


Our friendly team will never judge our customers and will help you find the best solution.


You will have your own dedicated debt adviser who will personally take care of your enquiry.

Frequently Asked Questions

What is an Individual Voluntary Arrangement?

The Individual Voluntary Arrangement (IVA) is a formal and legally binding agreement between you and your creditors to pay back your debts over a set period of time (normally 5 years but sometimes 6 years). An affordable monthly payment is calculated, which is often lower than what you are contractually obliged to pay at present, and a ‘Proposal’ is put forward to your creditors. If your creditors accept your new offer of payment then you will maintain these for the term of your IVA. At the end of your IVA term (5 or 6 years) any remaining unpaid debt will be written off.

What is the best solution for debt?

Issues with debt can be overwhelming and stressful and a lot of people are unaware of the debt relief schemes available to them. By speaking with debt advice experts like us, we can help you find the best solutions debt management problems you may be facing.  We’ll help you find a debt management program that you are happy with that will help address the specific concerns you may have.

How do I clear debt quickly?

One of the best ways to clear the debt in a quick manner is by paying more amount than the minimum.  Also, focus on spending less than you plan to spend and start from paying off the debts that are most expensive. If you are struggling to repay your debts then there are several debt management solutions schemes designed to assist you with your finances and allow you to maintain essential or priority bills, such as your rent, utilities, grocery and travel costs but at the same time keep your creditors satisfied.

How do I get out of debt with no money?

If your creditors are asking you to make payments you cannot afford then it is best to seek advice from us. We will review your financial solution and will help by creating a budget plan for you which will work out what you can afford to repay to your creditors (which is often lower than what they are asking you to repay). Once we understand your situation we will make you aware of the debt relief plans available to you which will let you decide which one suits you the best.

How do I get out of financial debt fast?

Being in financial debt can be stressful so getting the correct and best solution for debt from the start is very important.  There are a number of debt help plans that are each designed to help people with their financial problems and finding the right affordable debt solution that works for you is key to getting that peace of mind you’re looking for. You can see from our Customer Reviews how we’ve helped others with the solutions we’ve helped put in place for them.


If you’re struggling with serious debt, we know it can be hard to know where to turn. We are debt counsellors who are authorised and regulated by the Financial Conduct Authority (FCA) and help our customers find the best suited financial debt solutions.

Our financial debt counselling service has been established since 2012 and we’ve helped thousands of people find the best solution for debt worries caused by their creditors.  We offer people in serious debt solutions that are tried, tested and suited to their own unique set of circumstances.

We will check if you qualify for debt write-off options such as an Individual Voluntary Arrangement (IVA), Bankruptcy, Protected Trust Deed (PTD) or more.

To ensure recommended best debt management solutions are within budget we will carry out a review and will only recommend affordable debt management solutions.

We’ll give you all the information to help you make a fully informed decision about the debt solutions available. These include legal debt solutions in the UK that offer protection from creditors and provide the best solution for debt relief.

To get you the best debt solution, we will introduce you to one of our debt solution providers from our carefully selected panel who will help solve your debt problems. This normally means you have a wider range of debt solutions to choose from and a higher rate of approval.

For your peace of mind, it’s really important you only speak with organisations who are authorised and regulated to give you debt advice and to provide debt help.

We’ll give you the help and support you need along the way.

Types of debt we could help with









Find out if you qualify for debt write off.

We can help with these creditors and more...

Important Information

Be very cautious of companies offering “Government” debt help and stating high debt write-off amounts as this could be misleading. Make sure you are only dealing with reputable companies who give you correct advice every step of the way. Faith Financial Solutions Ltd not backed or supported by the Government.

Almost all firms offering financial services in the UK must be authorised by The Financial Conduct Authority. You should only deal with authorised firms. If you deal with an unauthorised firm you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme if things go wrong. Visit FCA.org.uk

We are FCA authorised debt counsellors and provide advice and guidance to customers. Click Here for confirmation of our FCA registration details. After an initial fact find has been completed we refer our customers to a carefully selected panel of debt solution providers.

Debt solutions and debt write-off options are available subject to eligibility and acceptance. Your credit rating will be affected in the medium to long term.

We do not charge our customers for our advice or service and there is no obligation to proceed with our recommendations. Depending on the option you choose and which solution provider we refer you to, we may be paid an “introducer fee” if your application is successful and you enter into a debt plan. For more information regarding our fees please see “OUR FEES” section on our About Us page. Depending on your chosen solution, fees may be charged by the service provider – if there are fees then your debt adviser will make you aware of these and you will be sent a full breakdown by the service provider. 

Calls may be recorded for training and quality purposes.

Faith Financial Solutions Ltd is a company registered in England & Wales. Company Registration No. 08152173. Authorised and Regulated by the Financial Conduct Authority Firm Ref No. 674375. Data Protection No. ZA031594.

Colin Andrew Albert Murdoch is licensed to act as an Insolvency Practitioner in the United Kingdom by the Institute of Chartered Accountants of Scotland.

Find out if you qualify for debt write off.